A medical “what if” crisis can be a five-alarm wake-up call to better manage your physical health. But what about your financial health? Are your finances robust enough to tide you over during a serious illness or permanent disability?

Over 60 percent of U.S. bankruptcies are linked to medical issues, resulting from either the high cost of care or lost pay from being out of work. 1 Any gap in income can be financially devastating. If you become too ill or injured to work, disability income insurance provides a supplemental income, so you can focus on your recovery instead of worrying about your finances. 

Have disability coverage through your employer already? Most employer plans only cover 40 to 60 percent of your income, so it might make sense to consider a supplemental plan as well.

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